Engineering Lead, PayPal Inc, USA

Title of the Talk :
Shaping the Next Decade of Fintech with Responsible AI

Abstract of Talk:
The future of fintech will not be defined by how fast we innovate, but by how responsibly we deploy new technologies. Artificial Intelligence is already changing the way we bank, invest, and manage risk – detecting fraud in real time, tailoring financial services, and making advice more accessible. But as AI grows more powerful, the challenge shifts from asking if it will reshape finance to how we ensure it does so responsibly.

This talk explores the opportunities AI brings in the next decade: hyper-personalized finance, automated compliance, inclusive credit access, and democratized wealth management. At the same time, it underscores the need for strong guardrails to prevent bias, protect privacy and build trust. The future of fintech belongs to those who combine AI-driven intelligence with responsibility and integrity – creating a financial system that is not only smarter and faster, but also fairer and more human-centered.